Legal notice

Legal Notice

Last Updated: September 17, 2026

General Information

Credit Harmony provides educational and informational digital products and resources designed to help customers organize information, evaluate options, identify potential opportunities, and make more informed decisions.

Our products may include financial education, planning tools, workbooks, calculators, templates, guides, AI-assisted resources, and other digital materials.

The information provided through our website and products is for general educational and informational purposes only.

Not Professional Advice

Credit Harmony does not provide individualized financial, investment, tax, legal, accounting, lending, credit, or other professional advice through its general educational products or resources.

Information provided through our website or products should not be treated as a substitute for advice from a qualified professional who can evaluate your individual circumstances.

You are responsible for evaluating your own circumstances and decisions.

Financial Information and Examples

Any financial examples, calculations, projections, scenarios, potential savings, debt-payoff illustrations, or other numerical information provided through our products are intended for educational and planning purposes.

Actual results may differ based on your individual circumstances, financial information, decisions, actions, and other factors.

Credit Harmony does not guarantee any specific financial outcome, savings amount, debt reduction, income increase, credit outcome, or other result.

AI-Generated Information

Some Credit Harmony products may include resources designed for use with third-party artificial intelligence tools.

AI-generated information may contain errors, omissions, inaccuracies, or outdated information.

You are responsible for reviewing and evaluating AI-generated information before relying on it.

Credit Harmony does not guarantee the accuracy, completeness, or suitability of information generated by third-party AI tools.

Third-Party Services and Links

Our website or products may reference or provide links to third-party websites, applications, platforms, services, or resources.

Credit Harmony does not control or guarantee the accuracy, availability, security, or content of third-party services.

Your use of third-party services is subject to the terms and policies of those third parties.

Intellectual Property

Unless otherwise stated, the content and materials provided by Credit Harmony, including text, guides, workbooks, templates, worksheets, formulas, calculators, graphics, designs, prompts, and proprietary frameworks, are owned by or licensed to Credit Harmony.

Unauthorized copying, reproduction, redistribution, resale, publication, or commercial use of our materials is prohibited.

Contact

If you have questions regarding this Legal Notice, please contact:

Credit Harmony
Email: clientsupport@creditharmony.info
Website: creditharmony.info